Your Virtual Private Banker
Connect all your investments. Get AI-powered guidance. File your taxes. One app.
Everything you need. One platform.
Unified Portfolio
Track every investment across every platform in real time. Stocks, ETFs, crypto, P2P lending, real estate -- all in one view.
AI Private Banker
Ask Cappy anything about your finances. It knows your portfolio, your tax situation, and your goals. Personalized answers, not generic advice.
Smart Tax Filing
Generate pre-filled Belastingdienst templates from your actual data. Every deduction found automatically. Netherlands-first, built for freelancers.
Get started in 3 minutes
Connect Your Accounts
Link your brokers, banks, and crypto platforms. Or add them manually for free.
Get AI Guidance
Cappy analyzes your complete financial picture and gives personalized recommendations.
File Your Taxes
Generate optimized Belastingdienst templates. Copy-paste and done.
See your complete financial picture.
- Real-time prices from all your platforms
- Allocation charts and performance tracking
- Multi-platform support: brokers, crypto, P2P, savings
- Net worth history over time
EUR 84,219
Your finances, your questions, real answers.
- Knows your actual holdings across platforms
- Compares platform fees for your trades
- Projects future portfolio growth
- Helps with tax optimization strategies
Your portfolio is moderately diversified:
- 57% equities across 3 platforms
- 25% crypto (consider reducing to 15%)
- 18% savings at 3.2% APY
I recommend adding bonds or REITs to reduce volatility.
Tax season without the stress.
- Pre-filled Belastingdienst IB template
- Automatic deduction finder from your data
- BTW quarterly filing for freelancers
- Copy-paste ready for the tax portal
Simple pricing. Start free.
Free
Get started with manual tracking.
- Manual portfolio tracking
- Basic dashboard
- 1 Cappy question per week
- 8 financial tools
- Live bank connections
- Tax filing templates
- Unlimited Cappy AI
- Priority support
Pro
Full power. Live connections, AI, and tax filing.
- Everything in Free
- Live bank connections (up to 10)
- Unlimited Cappy AI
- Income tax IB templates
- BTW quarterly filing
- Priority email support
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Capmap.eu
Investment OS is built by the team behind Capmap.eu -- the trusted comparison platform for European financial products.
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Take control of your financial life
Join the waitlist or start using Investment OS today.